Doctors and Insurance Problems

One of the biggest issues I have had in the past is insurance problems.  So often, I head to the doctor expecting to be taken care of and also to have my financial burden taken care of by insurance.  But then two or three weeks later I get a bill in the mail and I am being asked to pay a whole lot more than just my co-payment.  And so then I call my insurance company and end up on hold for a really long time.  When I finally get someone on the phone, they usually are completely unable to help me with my issues. I hate insurance problems.